Our financial planning process is holistic and goals-based. We help you identify your goals and resources and then work with you to build a suitable roadmap toward achieving those goals. Your financial plan will cover investment planning, retirement planning, risk management, tax planning, cash flow analysis, education planning, estate planning, and charitable giving.
The initial financial plan is developed for you during the first year of engagement. Thereafter, the financial plan is reviewed on a regular basis to help ensure that you stay on track in the midst of any life changes.
We know that just the thought of coming up with a fully comprehensive financial plan can be daunting, but we will guide you through the entire process step by step. We have expertise in all of the major financial planning areas. We provide:
One of the first things we address is your investment plan. We believe that to maximize the probability of reaching your financial goals, you will need to have a suitably allocated portfolio. We allocate stocks, bonds, and alternative investments according to your individual needs and risk tolerances. We also know that goals shift, so after an initial reallocation, we will continually evaluate the portfolio in light of any changes to your goals, risk tolerances, or life circumstances.
*Asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment loss.
Protecting your finances from the unexpected, like death or disability, is vital to the long-term financial security of your family and/or your business. We can help you determine your insurance needs and help implement a suitable plan.
We believe that an effective financial plan is a tax-optimized plan. We use several strategies to maximize the tax efficiency of your assets and cash flow.
Strategic Edge Wealth Management, LLC, does not offer tax planning services but will work with your personal tax preparation provider or will offer introductions to firms that provide accounting and tax services.
Budgeting/Cash Flow Analysis
It is important to know how much of your money is coming and going and where it is going. We break down your finances to help you get a grasp on your earnings and spending so that you can budget more smartly.
Education costs increase yearly, so your children’s education may depend on the savings you build up now. We are equipped to help you navigate college savings accounts and determine the right choices for you and your children.
With the help of experienced attorneys and estate planners, we will coordinate to minimize estate tax and maximize opportunities for you to provide to your heirs and chosen beneficiaries. Together, we will help you leave the legacy you desire.
Strategic Edge Wealth Management, LLC, does not provide tax or legal advice. Please consult a qualified professional for assistance with any tax or legal issues, such as wills and trusts. The information related to estate planning is general in nature and does not constitute tax or legal advice or a solicitation for any such advice.
We have the expertise to help you identify and maximize your opportunities to benefit the causes and organizations that are important to you, both annually and as part of your estate planning.